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CO-45 — Charge exceeds the fee schedule / allowed amount

Claim-adjustment reason code 45 · typically reported as CO-45 or PR-45

What it means

The contractual write-down: difference between your billed charge and the payer’s allowable. Expected on essentially every paid claim.

Why DME claims hit it

How to fix it

Appeal posture

Only if the payer’s allowable is below the contracted/fee-schedule rate — then dispute with the fee schedule cited.

Related denial codes

Looking up an item instead? Browse the HCPCS code library for fee schedule amounts and PA flags.

Turn denials into recovered revenue

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